Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.32%. The Federal Reserve also tracks U.S. consumers' average credit card interest ...

Credit card rates are near all-time highs – this one move could save you thousands - ‘Debt causes significant psychological ...

Here’s what you should do if your credit card APR increases.

A Forbes report explained that a cap on interest rates — which can serve as a tool for pricing risk — wouldn’t simply shield lower-income Americans from relatively high rates. Instead, a cap would ...

Trump can’t cap credit card interest rates on his own: Under the Constitution, only Congress can regulate interest rates. High rates reflect risk—but defaults remain relatively low: Average credit ...

President Trump says that banks are ripping off Americans who use credit cards. Interest rates are at near-record highs, and Trump has called for a 10% cap on those rates starting today. But it's ...

Understanding variable Annual Percentage Rate essential to avoiding sudden debt spikes caused by shifting interest rate ...

The average credit card interest rate is 20.97% APR as of November 2025, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.