Learn about guaranteed renewable policies, which ensure continuous insurance coverage as long as premiums are paid. Discover their benefits and distinctions from other policy types.

Daniel Liberto is a journalist with over 10 years of experience working with publications such as the Financial Times, The Independent, and Investors Chronicle. Andy Smith is a Certified Financial ...

Guaranteed life insurance does not require a medical exam to qualify, making it an option for people in poor health. Guaranteed policies usually have smaller death benefits and higher premiums than ...

Learn about guaranteed income annuities (GIAs), including their features and types. Discover their benefits, risks, and how to purchase them.

Guaranteed universal life insurance has fixed premiums over your lifetime. With guarantee periods between 90 and 121 years, the policy typically outlasts the policyholder, all but guaranteeing the ...

Life insurance can help provide a financial safety net for people who depend on you when you die. When you have a life insurance policy, you make regular payments over time directly to an insurance ...

How many times have you seen a TV commercial or received a letter stating that you can’t be turned down for this life insurance? “Guaranteed issue” or “guaranteed acceptance” whole life insurance ...

Guaranteed life insurance is a form of permanent life insurance that is targeted at older individuals who may not qualify for other types of life insurance due to age or health. But this type of ...

When you apply for most types of life insurance, there is no guarantee you will be accepted – at least not at an affordable premium. That’s because the life insurance provider might determine that you ...