Discover how long car accidents stay on your record, how they affect insurance rates, and what you need to report to the DMV.

Discover what influences car insurance premiums, from your age and driving record to your car's details and chosen coverage.

CheapInsurance.com examines how an applicant's financial profile intersects with their driving profile in determining auto insurance rates. Most drivers know that factors like driving record, vehicle ...

But beyond the fine itself, many drivers wonder if a seatbelt ticket will also raise their car insurance quotes. The answer depends on a few factors, including the type of seatbelt law in your state, ...

Tesla insurance premiums are rising in 2026, even for safe drivers. Learn why clean records no longer protect you from higher costs.