You don't have to take RMDs from Roth accounts. RMDs are based on your age and your account balance at the end of the previous year. The $23,760 Social Security bonus most retirees completely overlook ...

RMDs can seem confusing at first, but the calculation is pretty simple. You probably think of the money in your retirement accounts as yours, but if you have traditional IRAs or 401(k)s, it's not that ...

Quick Read Secure 2.0 raised the RMD age to 73 for those born between 1951 and 1959. The penalty for missing an RMD dropped ...

Required minimum distributions (RMDs) start in the year someone turns 73. The amount of your RMD depends on your age and account balance at the end of the previous year. Failing to take your RMD could ...

Required minimum distributions, or RMDs, are the amounts that must be withdrawn each year from specific retirement plan accounts upon reaching the required minimum distribution age. These mandatory ...

Individuals with a tax-deferred retirement account must take withdrawals called required minimum distributions (RMDs) beginning at age 73. RMDs are calculated by dividing the retirement account ...

Retirement planning is full of twists and turns, yet few things cause as much confusion as required minimum distributions.