Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

For Canadians on long-term disability (LTD), a reassessment often occurs at the two-year mark. Insurance companies use this opportunity to determine if an individual is still “totally disabled” under ...

Short-Term Disability Insurance (STD) replaces a portion of your pay if you cannot work due to an illness or injury. The STD plan pays a benefit to replace 66.67% of your pre-disability income.

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Should a serious illness or injury prevent you from working on a partial or total basis for an extended period of time, you may be eligible for long-term disability (LTD) benefits, paid by the college ...