A charge-off is a debt that has gone unpaid for a sufficient amount of time and is deemed uncollectible by the creditor. Charge-offs do not erase your debt, and you are still responsible for paying it ...

When you're struggling to keep up with your growing credit card bills, it can feel like you're just one missed payment away from losing control. And in many cases, that's not far from the truth. After ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Pending charges on credit cards are charges that have been authorized by your credit card issuer but have not been completely processed by the merchant. Some pending transactions act as temporary ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

This page was originally published in early 2022 and still contains relevant reader quotes from that time. The rest of the article has since been updated. Hotels can charge you for damages done during ...

Learn how credit card posting affects your transaction timeline, the differences between transaction and post dates, and how it impacts your account balance and payments.

My partner and I jumped on Apple Music the day it launched in 2015. We didn't often spend money on streaming services, but Apple offered a free three-month trial we couldn't pass up. Nine years later, ...

Recurring charges to your credit card can add up quickly, even if they’re small amounts. Sometimes known as gray charges, these show up on your statement monthly, biannually or annually, often as a ...