I have to admit that I’m not a person who likes routines. I fly by the seat of my pants most of the time, especially since I retired five years ago. But I am smart enough to know that my day goes much ...

Some mornings just have a certain mood, don’t they? You open your eyes, the light is peeking through the curtains, and for a split second you think, “Do I really have to get up?” If that sounds ...