Home equity continues to ride high in the final quarter of 2025, according to data from ICE Mortgage Technology, with roughly 48 million homeowners sitting on $11.2 trillion in tappable equity.

If you need cash for home repairs, medical bills or to pay off debts, a cash-out refinance could help. This type of refinance allows you to tap your home equity and turn it into cash, which you can ...

Andrea Riquier is a former Staff Writer at Forbes Advisor. She is a New York-based writer covering mortgages and the housing market. She was previously at Dow Jones MarketWatch, on the housing market ...

There are several ways to use the value of your home to access cash. Two main ones are a cash-out refinance mortgage and a home equity line of credit, or HELOC. Both options leverage your home equity, ...

Jennifer Nelson writes about all things money--personal finance, investing, saving, credit cards and insurance for numerous publications including AARP, Next Avenue, Credit Karma, Real SImple, Citi ...

You can tap into your home’s equity to get cash, but you’re going to take on more debt. David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with ...

After years of building equity in your home, you might find yourself needing access to funds. Indeed, the average U.S. homeowner now has about $207,000 in "tappable" equity – that is, funds they could ...

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A cash-out refinance lets you tap into the equity you’ve built up from years of regular mortgage payments. In exchange for a reduction of equity, you get access to cash that you can use for whatever ...

Cash-out auto refinancing might help you secure better loan terms and access a lump sum, but there are drawbacks to consider Written By Written by Staff Loans Editor, WSJ | Buy Side Hannah Alberstadt ...