Debt settlement means paying less than you owe to close out an account balance. Many consumers hire debt settlement companies or attorneys to help them negotiate debt. You may be able to save money by ...

High credit card balances and steep interest rates are pushing more people to consider debt settlement, but programs are not ...

These moves can help you avoid years of back-breaking interest.

Carrying debt has become a lot more expensive than it was just a few years ago — and that's due, in major part, to the current rate environment. Right now, the average credit card interest rate is ...

Struggling with debt isn’t easy, especially when there’s not a clear path forward. Many people see a light at the end of the tunnel with a debt settlement program, though — and indeed, these programs ...

There can be tax advantages to prioritizing paying down certain types of debts over others. Carefully consider balance ...

You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

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Debt settlement is one solution for unaffordable debt, and there are lawyers and companies that settle debt for their clients. However, professional debt settlement can be expensive, depending on whom ...