Early withdrawals can shrink your 401(k) savings. See how to calculate the IRS 10% penalty, and learn about exceptions, SECURE 2.0 updates, and penalty‑free alternatives.

If you’re wondering “what does vested mean in 401k?” here’s the short answer — it’s the amount of your retirement savings you truly own, especially the money your employer contributes. When you’re ...

You may reach a point where you want to move on from your job professionally. Before leaving your job, review your 401(k) plan's vesting schedule. If you're not fully vested, you risk giving up ...

Making the most of an employer-sponsored 401(k) plan is a cornerstone of retirement planning. These plans allow for tax-deferred growth and long-term compounding. Often, an employer will match ...