Signs of fraud or misuse to watch for.

Changes to federal law governing retirement savings plans allow employers to make matching contributions to employees' 401(k) accounts using after-tax dollars as with a Roth 401(k). Employees get to ...

Katharine Paljug is a financial writer and editor with over a decade of industry experience. Her writing has covered nearly every aspect of the financial world, from investing in forex to paying for ...

Seyfarth Synopsis: Under Section 604 of Secure 2.0, sponsors of 401(k), 403(b) and governmental plans may allow employees to designate employer match (including match on student loan repayments) or ...

Tanza Loudenback is a contributor to Buy Side and expert on retirement and taxes. Updated September 13, 2024, 4:41 PM EDT You may have heard that there’s no such thing as a free lunch, but to the ...

When it comes to saving for retirement, a 401(k) plan is one of the smartest financial products you can utilize. Contributions to these employer-sponsored plans are tax-deferred, so they lower your ...

On December 20, 2023, the IRS issued Notice 2024-2, which provides question-and-answer guidance on various aspects of the SECURE 2.0 Act. This post focuses on the ability to make employer ...

Meanwhile, overall plan costs have continued to trend lower over the past decade. Total expenses measured on a plan-weighted basis fell from 1.02% in 2009 to 0.74% in 2023. Participant-weighted ...