A central bank digital currency (CBDC) is a digital version of a country's official currency, created by the nation's central bank [1] rather than by private companies. [2]

What is a central bank digital currency (CBDC)? A CBDC is a digital form of central bank money that is widely available to the general public. "Central bank money" refers to money that is a …

Sep 26, 2025 · Central bank digital currencies (CBDCs) are digital forms of a country's fiat currency issued and regulated by its central bank, and are fixed in value by the government. …

A central bank digital currency, or CBDC, is a government-issued form of money that lives entirely online. It’s pegged to the country’s fiat currency —like the U.S. dollar —and backed by the …

A CBDC offers a safe store of value and efficient means of payment, which can increase competition for deposit funding, raise banks’ share of wholesale funding, and lower bank …

Apr 10, 2025 · A CBDC, proponents believe, could overcome these barriers while taking advantage of the technology pioneered by crypto to create a more efficient, central-bank …

Jun 3, 2025 · A Central Bank Digital Currency (CBDC) is the digital form of a country’s fiat currency that is also a claim on the central bank. Instead of printing money, the central bank …

The issues most related to the issuance and use of a CBDC include sweeping financial surveillance and civil asset forfeiture. A CBDC could worsen both. Although the U.S. …

Oct 6, 2023 · Central bank digital currencies (CBDCs) are a kind of digital money issued by a central bank, but are not cryptocurrency and would not replace cash.

Sep 11, 2025 · A central bank digital currency (CBDC) is a digital version of government-backed, fiat money. This type of digital currency is issued by a central bank and tied to the country's …