Learn how to get help and avoid scams. What happens when I’m in debt? If you owe money you can’t pay back, debt collectors might call you. You might have legal problems if you can’t pay back the …

Oct 8, 2025 · You have many options for debt relief, including credit counseling, debt consolidation, apps to help stick with a payment plan, debt settlement, and bankruptcy.

Dec 9, 2025 · If you’re worried about how to get out of debt, here are some things to know — and how to find legitimate help.

A better life beyond debt begins here. Take the first step toward freedom from debt—with expert help, proven tools, and a plan made for you.

May 6, 2025 · Debt relief is a broad term that can refer to options like debt restructuring, debt forgiveness or a reduction of amount you owe. You can get debt relief from lenders, debt relief...

Aug 2, 2023 · Credit counseling organizations can advise you on your money and debts, help you with a budget, develop debt management plans, and offer money management workshops. Working with a …

Sep 30, 2025 · An emergency debt relief program could help, whether it's debt consolidation, debt management, debt settlement, or credit counseling. Learn how they each work and which is right for …

Help is available if you’re in debt. Are you getting calls from debt collectors? Know what to do. Are you a teacher or service provider? Find videos, worksheets, and other resources. Get resources. The …

May 19, 2025 · Debt relief options include debt settlement, DMPs or debt consolidation. These programs aim to reduce the total amount owed or make repayment terms more manageable without requiring …

May 2, 2025 · Debt relief options include debt consolidation, debt management, debt settlement (also called debt resolution or debt negotiation) and bankruptcy.